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UK regulator examining Microsoft’s OpenAI ties; two-year mortgage rates lowest since June – business live

Rolling coverage of the latest economic and financial news

The average two-year fixed-rate UK homeowner mortgage has dropped below 6% for the first time in nearly six months.

In a boost to borrowers, data provider Moneyfacts has reported that the average two-year fixed residential mortgage rate today is 5.99%, down from an average rate of 6.01% on Thursday.

The average two-year fixed rate has dipped below 6%, for the first time since mid-June this year.

Having peaked at 6.86% in late July, rates have been gently falling since early August due a combination of factors including falling inflation, base rate pauses, and reductions in swap rates.

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